Reasonably than deal with the day-to-day operations of insurers, Health Insurance coverage appears in from the skin and explains the function that non-public medical health insurance performs in the US. Famous well being economist Michael Morrisey presents a rigorous however intuitive examination of the problems raised by insurance coverage and the way the market and the federal government have handled these points. His emphasis is on understanding the underlying issues from an economics perspective after which making use of the empirical literature to offer perception into the influence and effectiveness of the options. As such, this book serves as a foundation for understanding and predicting the results of the Affected person Safety and Reasonably priced Care Act (ACA). This up to date version contains new chapters protecting the ACA and the construction, conduct, and efficiency of the insurance coverage market. Further sources in every chapter embrace current analysis articles and basic insurance coverage papers that give readers additional data on every subject.
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